This topic seems to appear every few months. The most common practice is to call out the FINISHED hole size. Poke around the fabricator’s web site (or contact him directly) to find out what he provides as “standard” hole sizes, and how he handles hole sizes that don’t exactly match his “standard” sizes.
More discussion in the threads at Finished hole sizes after plating: how does the calculation work? - #14 by dchisholm and Footprint Editor: Enter Final Hole Dia or Drill Dia? - #3 by dchisholm .
Dale